Rates and insurance for chiropractic and physiotherapy

How much does a visit to MoveWell cost, and what does your insurance pay back? Below are our 2026 rates, how Dutch health insurance works for chiropractic and physiotherapy, and what to do if you have an international or expat policy. No referral is needed and the Dutch deductible (eigen risico) does not apply.

Our rates in 2026

You pay chiropractic consultations directly after the visit, by card or online, and receive an invoice to claim with your insurer. Physiotherapy is usually invoiced directly to Dutch insurers we have a contract with.

Consultation Rate
First consultation chiropractic (examination, explanation and usually treatment) € 85
Follow up consultation chiropractic € 67
First consultation physiotherapy, exercise therapy or back rehabilitation € 62
Follow up consultation physiotherapy, exercise therapy or back rehabilitation € 47
Follow up consultation manual therapy or geriatric physiotherapy € 62
First consultation at home (physiotherapy or exercise therapy) € 85
Follow up consultation at home € 67
Diagnostic ultrasound, surcharge (excluding consultation) € 32
Focused shockwave, surcharge (excluding consultation) € 14
Missed appointment without 24 hours notice € 39

How Dutch insurance works for chiropractic

Chiropractic is not in the basic package (basisverzekering) but in the supplementary insurance (aanvullende verzekering), under alternative or movement care. Most packages pay a fixed amount per day, usually € 25 to € 50, up to a yearly maximum between € 100 and € 1,000. The deductible does not apply to supplementary cover. Budget policies such as a.s.r., CZdirect, FBTO, Just, ZieZo and VinkVink pay nothing for chiropractic.

Insurers only reimburse chiropractors who are listed in the SCN or SNRC register and member of the NCA or DCF. All MoveWell chiropractors qualify.

Three things that are the same everywhere

No deductible

Rugpijn MoveWell

Reimbursement from the supplementary insurance never touches your eigen risico.

No referral

Schouderpijn MoveWell

Chiropractors and physiotherapists are directly accessible; insurers do not ask for a referral letter.

Pay, then claim

Hoofdpijn movewell

You pay us and upload the invoice in your insurer’s app. The money is usually on your account within days.

International and expat insurance

If you are insured through an international plan (for example Cigna, Allianz, Aetna, Bupa or an employer plan), you pay per visit and claim with your insurer. Our invoice states the practitioner’s registration number, the treatment code and the date, which most international insurers require. Check your policy for chiropractic and physiotherapy cover and for any pre approval rules. Ask the front desk if you need a specific format; we are used to it.

Physiotherapy and insurance

Supplementary insurance

chiropractie voor rugklachten

A number of physiotherapy sessions per year, depending on your package. Many packages cover 9 to 18 sessions; the better ones unlimited.

Chronic conditions

chiropractie mobilisatie tafel

For conditions on the chronic list, sessions from the 21st are paid from the basic insurance (deductible applies); the first 20 from the supplementary package.

Contracts with all insurers

activator chiropractie

MoveWell physiotherapy has contracts with all Dutch health insurers, so we invoice them directly and you only see the part that is not covered.

Good to know

Cancelling

Chiropractor Hilversum

Cancel at least 24 hours in advance by phone or e mail; later cancellations and missed appointments are charged € 39 and are not reimbursed.

Receipts and statements

You receive an invoice by e mail after every visit. Need a yearly statement for your insurer or employer? Ask the front desk.

Questions

occiflex movewell

Call 035 760 06 45 or e mail info@movewell.nl. The front desk knows the Dutch insurers and can tell you what your package pays.

Our team

Daniëlle Kruger

Chiropractor

Jarco Schol

Chiropractor

Tijn Kooren

Chiropractor

Frequently asked questions about rates and insurance

How much does a chiropractor cost in the Netherlands?

At MoveWell the first consultation is € 85 and a follow up € 67. With a typical reimbursement of € 40 per day you pay € 27 yourself for a follow up visit.

Which Dutch insurers reimburse chiropractic best?

In 2026 the top packages of ONVZ and VvAA reimburse up to € 1,000 per year; Zilveren Kruis 4 Sterren, IZA and IZZ between € 650 and € 800. Most middle packages pay € 40 per day up to € 250 to € 450 per year. Full table on our Dutch reimbursement page.

Can I pay by card?

Yes. Debit and credit cards, and online payment when you book online.

Do you invoice my international insurer directly?

No. You pay per visit and claim the invoice yourself. The invoice contains everything international insurers normally require.

MoveWell Hilversum

Hoge Naarderweg 3E (chiropractic) and 3A (physiotherapy), 1217 AB Hilversum. Open Monday, Tuesday and Thursday from 08:00 to 21:00, Wednesday until 16:00 and Friday until 17:15.

Would you like to make an appointment?